Indian Overseas Bank — BALOTRA Branch

BALOTRA, RAJASTHAN

IFSC Code IOBA0004124
MICR Code 344020004

Available Services

IMPS RTGS NEFT UPI
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Branch Details

Bank Name Indian Overseas Bank
Branch Name BALOTRA
IFSC Code IOBA0004124
MICR Code 344020004
SWIFT Code N/A
Address SHOP NO.35 , 36 NEAR HERO SHOWROOM, KHER ROAD, INDUSTRIAL AREA, BALOTRA
City BALOTRA
District BALOTRA
State RAJASTHAN
Contact Number +912988

How to Use IOBA0004124 for Money Transfers

The IFSC code IOBA0004124 is specifically assigned to the BALOTRA branch of Indian Overseas Bank located in BALOTRA, RAJASTHAN. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0004124 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0004124 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0004124 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank BALOTRA Branch

The BALOTRA branch of Indian Overseas Bank is situated in BALOTRA, RAJASTHAN. The branch address is SHOP NO.35 , 36 NEAR HERO SHOWROOM, KHER ROAD, INDUSTRIAL AREA, BALOTRA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +912988. Always use the IFSC code IOBA0004124 when making any online fund transfer to an account held at this branch.

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